CONTRIBUTIONS TO A 401(k) ARE DONE BY PAYROLL DEDUCTION ON A PRE-TAX BASIS

• CONTRIBUTIONS TO A 401(k) ARE DONE BY PAYROLL DEDUCTION ON A PRE-TAX BASIS

• FEDERAL & STATE TAXES ON ADJUSTED GROSS

• luxury hotels in HelsingorDEFERS INCOME TAXES TO A LATER DATE AND INCREASES SAVINGS POWER TODAY

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